A little while ago my mom sold some property and decided she wanted to give my brother and I a financial gift for something fun and sensible. Giving money with strings can be tricky, but these are totally strings that I appreciate and value.
Jordan and I have made some progress on deciding what we're going to do.
Drive out to visit Jordan's family in Vancouver (if he gets the time off) (~$350 for gas/road food)
Buy Gym Memberships through Jordan's corporate discounted rate ($850)
Pay for our Wills/POAs/Personal Directives ($735)
Pay off the Escape ($2,700)
Baby Fund ($1,000) - bringing the balance up to $5,000
Summer Camping with Mom ($700)
A big thank you to my mom for helping Jordan and I achieve some of our big 2014 goals!
Thank you so much, you're gift really means a lot to us.
I hope everyone had a wonderful Halloween! We had 104 kids this year!! Probably $100 or so of this months 'groceries' was Halloween candy.
Some categories were a bit higher, some a bit lower than the average. As is typical when we spend less on eating out; we spent more on groceries - but consumption stays about the same. We did have a couple of road trips (as we usually do in a month); which contributed to the eating out that we did do.
October has been a very good month for our networth!
We were reimbursed for Jordan's dental surgery, received just over $600 for contents insurance from our hail damage claim, Jordan's increased commissions scale have been realized and my mom gave us a financial gift for something fun and sensible (that we have yet to spend, so it's added $1,500 to our networth for now).
Today is also Jordan's pay day....and it looks like I have $650 to play with. Here's where it's going:
$150 to the Escape, bringing the balance down to $3,000 even
$500 for Christmas
I really, really debated putting the whole $650 on the Escape...but that's been part of our...historical problem. I put too much money on one kind of debt, than rack up another kind because I didn't have cash to pay for something we should have . THEN it looks like we're crappy with money, when really I just payed less interest (b/c the Escape has a higher interest rate then the LOC) ...annnd I shouldn't worry about looking like we're crappy with money, but there it is.
So after months, and months, and months of waiting, arguing and sending in letters - we have finally been reimbursed for the last phase of Jordan's dental surgery. A deposit just shy of $1,300 was deposited today and there's a bit of overflow so I have $1,500 to work with.
So...another SMASH on the Escape?
Well yes, but not the whole sum.
We're about to have to pay our $1,000 deductible for our hail claim for the house; and so I've tucked that amount away so we have it handy.
Here's where the $500 is going:
AMEX - $117.89
This is gas & 85 for a new wine kit....that came from my birthday money, not out of the day-to-day or work-horse budget.
Escape - $500
I borrowed a few extra bucks from the day-to-day account to round up the payment
Remaining owing $3,250
annnd Friday is Jordan's pay day; so hopefully I'll be writing to tell you about another big SMASH once we see how big his commission pay is.