Total debts, including mortgage, have been reduced to $365K and change and total assets have risen to about $485K.
The Escape has been paid off! Completely! I'm so very happy to be going into 2015 with one less payment, and just as happy to be able to funnel that money towards the LOC.
Jordan and I have made some progress on deciding what we're going to do.
- Drive out to visit Jordan's family in Vancouver (if he gets the time off) (~$350 for gas/road food)
- Buy Gym Memberships through Jordan's corporate discounted rate ($850)
- Pay for our Wills/POAs/Personal Directives ($735)
- Pay off the Escape ($2,700)
- Baby Fund ($1,000) - bringing the balance up to $5,000
- Summer Camping with Mom ($700)
A big thank you to my mom for helping Jordan and I achieve some of our big 2014 goals!
Thank you so much, you're gift really means a lot to us.
Some categories were a bit higher, some a bit lower than the average. As is typical when we spend less on eating out; we spent more on groceries - but consumption stays about the same. We did have a couple of road trips (as we usually do in a month); which contributed to the eating out that we did do.
We were reimbursed for Jordan's dental surgery, received just over $600 for contents insurance from our hail damage claim, Jordan's increased commissions scale have been realized and my mom gave us a financial gift for something fun and sensible (that we have yet to spend, so it's added $1,500 to our networth for now).
Today is also Jordan's pay day....and it looks like I have $650 to play with. Here's where it's going:
- $150 to the Escape, bringing the balance down to $3,000 even
- $500 for Christmas
I really, really debated putting the whole $650 on the Escape...but that's been part of our...historical problem. I put too much money on one kind of debt, than rack up another kind because I didn't have cash to pay for something we should have . THEN it looks like we're crappy with money, when really I just payed less interest (b/c the Escape has a higher interest rate then the LOC) ...annnd I shouldn't worry about looking like we're crappy with money, but there it is.